privacy-policy

Privacy Policy — Finance Calc

Last updated: May 3, 2026 Developer: Nexivo Apps Contact: appnexivo@gmail.com

1. Introduction

Welcome to Finance Calc (“the App”), developed by Nexivo Apps (“we”, “us”, or “our”). This Privacy Policy explains how we collect, use, and protect information when you use our Finance Calc application on Android devices.

By using this App, you agree to the collection and use of information in accordance with this policy.

2. About the App

Finance Calc is a free financial calculator application that helps users calculate EMI, SIP, FD, RD, PPF, and EPF values. All calculations are performed locally on your device. We do not require you to create an account or provide any personal information to use the App.

3. Information We Collect

We do not directly collect any personal information from users. However, our third-party service providers may collect certain information automatically:

3.1 Google AdMob (Advertising)

We use Google AdMob to display advertisements in the App. AdMob may collect:

Device information (device type, operating system)
Advertising ID (Google Advertising ID)
IP address (approximate location)
App usage data
Ad interaction data (clicks, impressions)

AdMob uses this data to show relevant advertisements. You can opt out of personalized ads by adjusting your device settings: Settings → Google → Ads → Opt out of Ads Personalization

For more information, visit: https://policies.google.com/privacy

3.2 Google Firebase Analytics

We use Firebase Analytics to understand how users interact with the App. Firebase may collect:

App open and session data
Screen views and navigation patterns
Device type and operating system
Country/region (approximate)
App performance data
Crash reports (via Firebase Crashlytics)

This data is anonymized and used only to improve the App experience.

For more information, visit: https://firebase.google.com/support/privacy

4. How We Use Collected Information

The information collected by our third-party providers is used to:

Display relevant advertisements to support free app development
Analyze app usage to improve features and performance
Fix crashes and bugs through Crashlytics reports
Understand which calculators are used most frequently

5. Data We Do NOT Collect

We want to be clear about what we do NOT collect:

❌ No name, email, or personal identity information
❌ No financial data or calculation results
❌ No bank account or payment information
❌ No precise GPS location
❌ No contacts, photos, or files
❌ No login credentials

All your financial calculations stay on your device only.

6. Third-Party Services

Our App uses the following third-party services that have their own Privacy Policies:

Service	Purpose	Privacy Policy
Google AdMob	Advertisements	https://policies.google.com/privacy
Firebase Analytics	App analytics	https://firebase.google.com/support/privacy
Firebase Crashlytics	Crash reporting	https://firebase.google.com/support/privacy

7. Children’s Privacy

Our App is designed for a general audience including users of all ages. We do not knowingly collect personal information from children under 13 years of age.

Google AdMob, which we use for advertising, complies with the Children’s Online Privacy Protection Act (COPPA) and similar regulations. Ads shown to users who are identified as children will be non-personalized.

If you believe your child has provided us with personal information, please contact us at appnexivo@gmail.com and we will take steps to delete such information.

8. Data Security

We take reasonable precautions to protect your information. Since all calculations are performed locally on your device and we do not store any personal financial data on our servers, your financial information remains private and secure on your device at all times.

9. Data Retention

We do not store any personal data on our servers. Data collected by Google AdMob and Firebase is retained according to Google’s own data retention policies. You can request deletion of your data through Google’s privacy tools at https://myaccount.google.com/data-and-privacy.

10. Your Rights and Choices

You have the following rights regarding your data:

Opt out of personalized ads:

Android: Settings → Google → Ads → Opt out of Ads Personalization

Reset Advertising ID:

Android: Settings → Google → Ads → Reset Advertising ID

Disable Analytics:

You can disable Firebase Analytics collection by clearing app data or uninstalling the App

Contact us:

For any privacy concerns, email us at: appnexivo@gmail.com

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by updating the “Last updated” date at the top of this page. We encourage you to review this Privacy Policy periodically.

Continued use of the App after any changes to this Privacy Policy constitutes your acceptance of the updated policy.

By using Finance Calc, you consent to:

The collection of anonymized usage data by Firebase Analytics
The display of advertisements by Google AdMob
The collection of crash reports by Firebase Crashlytics

13. Contact Us

If you have any questions about this Privacy Policy, please contact us:

Nexivo Apps Email: appnexivo@gmail.com

This Privacy Policy was created for Finance Calc — EMI, SIP, FD, RD, PPF & EPF Calculator by Nexivo Apps.